It is your responsibility to take the necessary precautions to ensure that your user ID and password are kept secret. You should:

• Make sure that no one is physically watching as passwords are entered;
• Remember to exit the browser when leaving the computer. If the PC is left unattended with the browser running and a valid ID and password cached, anyone can gain access to your account;
• Change the password right away if you think someone else may know it;
• Change the password on a periodic basis;
• Use passwords that are difficult to guess and are a combination of letters, numbers and symbols.